Retirement Interest Only Mortgages

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Retirement Interest Only mortgages are a relatively new product to the mortgage industry. They were introduced by the Financial Conduct Authority to help people who have an Interest Only mortgage that has come to an end but don’t have the capital to repay the original loan. If you want to live in the property and it’s affordable, you can refinance under this product structure and continue paying interest for the lifetime of the mortgage.

The loan has no end date and is repaid when the mortgage holder moves into care or dies.

Retirement Interest Only mortgages are of particular interest to those who do not want an Equity Release mortgage where the interest costs roll up.

 

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    Claire Hogg Mortgages & Protection Ltd is an appointed representative of Quilter Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority.

    Registered in England & Wales No. 11826805. Registered address: Borough House Business Centre, 5 Borough Road, Richmond, DL10 4SX

    The guidance and/or Information contained within this website is subject to the UK Regulatory Regime and is therefore targeted at consumers in the UK.

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